Thursday, August 1, 2013

Alden State Bank

Our construction loan closed today and I just deposited our first draw. Alden State Bank has been amazing to work with!

First of all, owner-built construction loans are few and far between so even finding Alden State Bank wasn't easy. Their application process wasn't too scary, and I called late last week to tell them we were ready for the first draw (50% of the loan) as our roof is on, windows and doors are in and everything is locked. "Cheri" (a real person that we really met, not an operator in India) said the inspector would drive by over the weekend and that we would close this week - and she was right.  We have been so pleased, and our attorney said they were great to work with, too. Of course our attorney had his ducks in a row so that were were ready to fly as soon as the bank released the funds, but there was absolutely no delay by the bank at all. So now we can finish paying our current contractors and breathe a little easier. Until the next bill arrives ...

~ a mom-n-pop bank that specializes in construction loans ~

Appliances

Our appliances are selected and ordered, and I thought it would be fun to look up the specs and list them here to admire whenever I feel like it since it will be a few months before I see them in the house :)

We are purchasing our appliances from Murphy's Appliances in Lockport. Could we have shopped around and found better prices at the big box stores? Maybe, but I'm not so sure. Local businesses have to compete, so they tend to give you a good deal when you are purchasing in "bulk". As far as service there is no competition whatsoever: buy local!

Oh, and no stainless for us. I have yet to talk to anybody who loves their stainless, so we decided to stick with a timeless black. Actually, I really wanted white appliances but we didn't like how they would look with our creamy colored cabinets. The stainless trend did not lure us away from practical.

Dishwasher:
Whirlpool WDF750SAYB


Refrigerator:
Whirlpool GI6FARXXBL



Range:
Maytag MGR8880AB